SOSTENICA's Investors and Donors afford Nicaraguan producers the opportunity to improve the quality of life for themselves, their families and their communities.

Investors lend funds to SOSTENICA, Inc. for periods of between 2 and 10 years. SOSTENICA pays investors a nominal rate of interest (see Investor Registration Form for specific details). These funds are, in turn, loaned to CEPRODEL to help fund both the urban and the rural Credit Programs.

Donations to SOSTENICA finance: 1) technical assistance to farmers in the Sustainable Rural Development Program and 2) SOSTENICA's equity in the credit programs. SOSTENICA pledges to maintain its equity share in the fund at 5% of its Nicaragua portfolio. This equity policy provides investors additional protection from loan loss.

8 people requested to be    listed as Anonymous    
Sheldon L. Altman
Adorers of the Blood of    Christ
Adrian Dominican Sisters Brian Anthony
Joe Fitzpatrick
Judith Asselin
Denis Asselin
David & Kirsten Bechtel
Christopher Bell
Benedictine Convent of    Perpetual Adoration Gerard Bernacchia
Mark Birdsall
Mary Lenore Blair
Cheryle Oshman Blunt
Lynne Bonnett
Susan Bramhall
Brien Brennan
Joan Buccino
Sarah Campbell
Catholic Health Initiatives Lawrence Comstock Congregation of Sisters
    of    St.    Agnes
Eliezer Cruz
Ann DeFeo
Cheryl Doss
David Duffner
Janice Eisenman
Elliot & Emma Ephraim
Amy Eppler-Epstein
Cynthia Ernst
Robert Brown
Jonathan Evans
James Farnam
Marcy Stovall

SN: What do you think of when you hear the term Socially Responsible Investing (SRI?

GL: "Primarily, it is the opportunity to put some of our money to work in ways that we believe will contribute to the overall health of the planet and its peoples. We are looking for win/win/win investments - we gain while contributing to a safer, saner environment and a stronger, healthier society."

SN: Why led you to invest in SOSTENICA, given the many SRI opportunities available?

GL: "We were introduced to SOSTENICA by Alan Wright and Paula Kline, and learned first-hand from them about the goals and the work that SOSTENICA supports in Nicaragua. SOSTENICA's integrated approach to organic agriculture, economic opportunity, environmental development, and a "bottom up" social structure are all ideas that appealed to us. Furthermore, it appears to us that SOSTENICA is successfully making it all work! "

SN: What do you enjoy about your experience with SOSTENICA?

GL: "SOSTENICA's newsletters are the best - every bit as good as the interest checks that arrive regularly, on time. The stories from the field and profiles of staff and clients in Nicaragua help us to understand and feel connected to the work that it supports. It is a gift that keeps on giving." SN: Would you recommend SOSTENICA as an investment for others? GL: "I have, and will continue to do so. From our experience, it has been a sound investment from which we have reaped benefits both financial and intellectual, and which inspires us with confidence that we are participating in a worthwhile, important, and successful venture."

SN: How you understand the concept of Socially Responsible Investing (SRI)?

SA: "Money is one aspect of our lives. If we have savings, what should we do with them? I think that Social Investment is one great way to work cooperatively with people."

SN: Why did you choose to invest in SOSTENICA?

SA: "For me, SOSTENICA has both an investment and an emotional component. Working closely with Nicaragua is like taking a huge dose of truth serum. It helps me to see through the lies that surround us all the time. Investing in SOSTENICA is investing in the truth. It is not about 'supporting Nicaragua'. It really is bi-directional. They get something from us, and we get something from them. It goes both ways. "

SN: What do you consider the best aspect of your experience with SOSTENICA?

SA: "With SOSTENICA we slice right through bureaucracy and get as directly as possible from investor to the people borrowing the money - and it feels terrific! The revolution of 1979 was a long time ago. Why do I still have this bond with Nicaragua? It comes down to this. We've been fed lie after lie about Nicaragua since 1979. In fact, what the Nicaraguans did back in the '70's was so difficult and so inspiring that no matter how much things have changed or may change in the future, they remain for me, a people who had great courage. They identified their values and then acted on them. Theirs is a smart, spirited culture that threw off the yoke of imperialism in a valiant effort to become what they dreamed of becoming. In some sense, they succeeded, despite the chipping away that continues to this day. As far as I'm concerned, I have a lifetime commitment to these people and to their country for having been a model for us all."

SN: What does Socially Responsible Investing (SRI) mean to your church?

VW: "Principally that it breaks the dominant economic cycle which disadvantages the poor. It gives them a far greater sense of wellbeing and hope, enables them to better care for their loved ones, and keeps more of the money in the local community. It's such a win-win situation. I first heard of the concept in an NPR piece some years ago with the founder of the Grameen Bank in Bangladesh. The concept blew me away. It touches the practical (really praxis) essence of our faith so beautifully in that it addresses all three interwoven and inseparable challenges-love of God, love of neighbor, love of self (our best selves). When our Outreach Committee came up with the idea-quite independently-I was delighted."

SN: Why did your church choose to invest in SOSTENICA from among the many SRI opportunities available?

VW: "Beth Kephart Sulit was serving on the committee a few years back. She had written an article for a magazine about Alan Wright, and she brought the idea to the committee of making contact with SOSTENICA. As we already had some mission activity in El Salvador-her husband Bill is from there and his mother runs a hostel for the elderly-it seemed natural to extend the connection."

SN: What have you liked about your experience with SOSTENICA?

VW: "A real sense of making a difference in people's lives. Also that fact that any investment we make can be kept rolling back into the community. We also appreciate the sense of personal contact with those we support, through SOSTENICA."

SN: Would you recommend SOSTENICA as an investment for other congregations?

VW: "Absolutely. It's been a super experience."